Annual physical
medical · Screenings
No cost · From your plan (SBC)What it is
A yearly hands-on exam with your doctor: vitals, listening to your heart and lungs, a general once-over to catch anything before it becomes a bigger issue.
What you pay
Covered in full when you use an provider. No and no .
Preventive, no cost in networkOne a year with an doctor is covered in full.
Diagnostic, your normal shareAnything you raise beyond the checkup itself can be billed separately.
What decides which one you getLooking for something else? Different from an annual : a physical is the hands-on exam itself, while a wellness visit is more of a prevention-planning conversation. Ask your doctor's office which one they're booking you for, since plans sometimes cover them differently.