Outpatient surgery
medical · Procedures
30% coinsurance · After deductible (SPD)What it is
A surgical procedure that doesn't require an overnight hospital stay, performed at a hospital outpatient department or surgery center.
What you pay
You pay 30% of the plan's negotiated price and the plan pays the other 70%, once you have met your $2,000 deductible. Before then you pay the full negotiated price, and what you pay counts toward the deductible.
Looking for something else? Different from a hospital inpatient stay, which involves admission and at least one overnight — outpatient surgery you go home the same day. Ask your surgeon's office which one they're scheduling if you're not sure.